Uncategorized Archive

Buying a Car With Bad Credit – How to Get Approved Online For People With Low Credit Scores

When Buying a car, bad credit presents a challenge for many people that have limited local lending sources. Those that are not aware of online finance opportunities through legitimate lending networks, typically buy cars at high interest rates. Frequently, people with bad credit are turned down locally due to the lendng guidelines of local banks, credit unions and dealer lenders that have strict lending guidelines. Online Financing – There are good lenders online that are willing to help people that have bad credit buy a car. This is an easier process than attempting to pursue local car financing with bad credit. Car loans are secure loans and are easier to obtain with bad credit than credit cards and other unsecured lines of credit. The internet opens a door of opportunity for people that may not have these lenders readily available in their local area, or don’t know where to find them.Overcoming Low Credit Scores -Credit scores aren’t everything when it comes to auto finance. Some lenders are very strict with regard to Equifax Beacon Scores, while others look at the overall picture. Good Lenders that help people that have bad credit, consider factors that are outside of a credit report. This includes income, job time and other factors. Even with a credit score as low as 480, it is still possible to obtain financing if one applies and meets certain basic requirements.Avoiding Predatory Lending Practices – There are more secondary lenders than not, that make enormous profits from lending money at very high interest rates. These types of lenders should be avoided, for obvious reasons. Too many times, people with low credit scores fall into the trap of predatory lending practices, further escalating their already suffering financial condition. The best thing for improving credit, is working with a lender that understands your need to rebuild your credit with good financing terms. It does not help you to fall into the trap of high interest rates and fees.Little to No Money Down Auto Financing – Many people that have bad credit believe that in order to obtain auto financing, they must have money down. This is only the case in circumstances where the price of the vehicle is not advantageous to the buyer, or in cases of in-house car financing. Arranging auto financing without a down payment is simply a matter of having the right combination of car, price, loan value and financing terms. It’s really very easy and good lending sources and included dealer networks can help you with this.Avoid Buy Here Pay Here Financing – The most expensive way to purchase a car, truck, van or SUV is by buying at a buy here pay here dealer. Dealerships that finance their own cars charge very high interest rates and always require down payments. In many cases, a customer pays thousands more and sometimes more than twice, the retail price of a vehicle at these “tote the note” dealerships. The only case in which a Buy Here, Pay Here car lot is needed, is when you are in a current bankruptcy. Even so, it may be less expensive to rent a car, than to buy from one of these types of car lots.Getting a Lower Interest Rate – Some car dealerships, in fact most, make a practice of adding points to the approved interest rate of a customer, especially with customers that are buying cars with bad credit. This makes easy profit for the car lot, however results in higher monthly car payments for the consumer. Avoiding dealerships that use this practice is paramount in obtaining a lower interest rate. Regardless of whether or not a customer has prime credit or subprime credit, this practice costs consumers more money than they should have to spend for auto finance.

Technology News – 3 Inventions That Shaped Current Advancements

The list of impressive inventions is so long that finding just three is quite difficult, but let’s try in light of groundbreaking technology news, and its effect on human life. Yes things like wheel, the fire, language, and even writing can there in list, but they are quite early for the times sake.Computers have totally revolutionized and advanced the human life as nothing before. Based upon the ancient field of education of Logic and ancient writings of Aristotle, philosophers and scientists this has to be most significant invention. The basics of the computing have also roots in transistors, if they had not been there along side the electricity nothing could have happened. Another important ting is the research and sharing of knowledge has become fast, organized and adapt to everyday life with help of computers too.If internet is in reach of us all today some of its credit goes to the invention of telephone. Communication, exchange of ideas, and commerce are all helped immensely with the telephone. Yes most of us are not using the land lines and mobile phones are the next step, if you think about it there would not have been any of it without the phone.The industrial revelation and reach of better welfare can also be credited to the better means of transport too. The more customers, the easy and safe delivery of goods and services can be there due to the better usage of transport. The air crafts, the electric cars, and even built trains are all the results of the basic invention of wheel. Yes the humble wheel has taken the humanity forward like nothing else.The invention of plastic definitely lead to mass production and price reduction of expensive metal and query objects. The plastic is there all around us right from the smallest to largest ships with more stronger than steel fiber glass, stylish coverings and even the luxury bedding for all with foam too. Ironically while these three inventions might be considered to be the main reason of human development the possibility of them being the number one environmental hazards is there as well.

The Benefits of Having An Online Business Education – Knowledge Aids Success

Acquiring some form of online business education can aid in the navigation of the massive market that is online affiliate marketing, one which I don’t believe will disappear any time soon. The truth is that selling other people’s products as an affiliate is always going to be in demand and working, so you can be sure that you’ll be able to earn in this business even 10 to 30 years down the road. What many people struggle with is being able to earn money from affiliate marketing, as it can be so hard to succeed when you don’t have so much knowledge on how it works. This is the main reason why receiving an online business education is what you should do in order to make money from affiliate marketing.The benefits of having an online business educationOne of the main benefits is the simple fact that you can learn all about the different kinds of methods and strategies there are to earn money through affiliate marketing. When you go at this alone, it can be tough to earn cash and actually make money, especially when you have no idea how to get that affiliate link of yours out there and being clicked on. By having a good online business education to rely on, you can be sure to know what you should always do next to ensure sales and success online.Most companies online that provide a good education usually have lots of videos that are provided. So, if you’re a visual learner, you’ll find those videos to be helpful for gaining the right knowledge on the topic. If you happen to be an avid reader who likes learning by reading the written word, then you should consider reading the ebooks that they usually offer. One of the biggest places online to receive an online business education is at the Internet Income University. They offer a wonderful amount of information on the topic of affiliate marketing, and they can help get you on the right track to making cash online.Why should I receive a business education online?For the first part, you won’t need to be stuck at the same place just doing the same thing. In fact, you can keep learning and learning, and then you can start expecting some money come in because you know that the methods you did were effective and worth doing. Big companies online like the Internet Income University are very popular, and they provide a huge amount of resources, ebooks, step by step information, and even videos for doing everything correctly.An online business education is worth having, and joining a place like the Internet Income University is worth the time. If you feel like it’s just not worth it, you should really consider going online and try the affiliate marketing business all on your own. You’ll soon realize that it’s a cold and tough world out there, and by getting the right education, you can make the money that you need for succeeding in such a lucrative business. With an online business education, money is definitely going to start coming in.

Your Business, Google and Social Media ROI

There’s a lot of confusion around the issue of social media and getting a return on one’s time and social investment, to the point that some people think social media for business is ineffective.If you’ve been thinking that lately, think about how happy you’d be if social media helped you get into your target market’s path through Google.According to a recent announcement by Google, social media may now be able to help you in ways you hadn’t ever dared to dream. The ROI, or return on investment, from your social media efforts can be measurable and meaningful in a new way.If you’re already using social media, you’re likely aware of how it can help you get traffic to your site. For example, popular entries often get more exposure, and the links they often generate. Now, social media may be able to help you get more exposure through the networks of the people you interact with the most.In October 2009, Google started an experiment called Google Social Search, which you could opt in to, in order to see information from what Google is calling your social circle, in your search results. On the day of the iPad launch, they quietly rolled out Google Social Search Results to anyone who is logged into a Google account when they search.What could that mean to you?Well, if you’ve been cultivating a social presence in Twitter, for example, and become connected to 1000 people, if they have Google accounts they and their connections, will be added to your social circle, from which Google will pull extra search listings to be integrated into the current set when a user is logged in.Of course, when you start to think that even though Google has a dominant market share, even if a full 25% of them have a Google account and are logged in, you might think that doesn’t give you much of a boost.That’s not necessarily true. You have to look at three factors: first, are you the only person in your niche that the person searching is connected to?If you’ve been building your social network for quality from potential clients and customers rather than only quantity, where you just follow peers, auto-follow friends and existing friends so they’ll follow you back, the answer is, probably.Second, personal suggestions are stronger than what any search engine says. Being found in search helps dramatically. But when it comes down to the tie-breaker, folks buy from folks they know.Third, it’s not just the people you’re connected to, it’s the people THEY are connected to as well. If you look at the video below, it says towards the end that the people your friends are connected to are included in your extended social circle.Well, that means you’re included in the friends of your friends as well. So not only will you get them in your search results, you’ll be in theirs.That could end up being a lot of people.Add in the recent changes to Google Reader, the move to Google Caffeine, the debut of Google Buzz in Gmail. Gmail alone has a reported 220 million accounts in use.Of course, this can be blown out of proportion – social media is important, as is search, to traffic generation. But they are each one tool in a well rounded strategy. It’s folly to lean on any singular method to get traffic to a site to the exclusion of all others, because if your strategy fails or its effectiveness changes over time, you’re putting your entire business at risk.So keep in mind as you strategize that you still have regular search engine optimization to contend with – your primary Google traffic focus ought to be the people who are not logged into Google, as they are the majority.Remember also though that even they have live updates from social sites like Twitter, are now streamed into results. So, like it or not, ignoring social media or denying its influence is to do so at the peril of your own business. And hyper-targeted traffic to a smaller audience is still more money in your pocket at the end of the day. Keep it all in perspective is my only warning.If you’re not already seeing a return on your investment in social media through better links, higher traffic, and viral spread of your messages, now is the time to fix whatever is wrong with your social media traffic strategy.A sound social media strategy is already critical for you to gain or keep your edge over your competition. From local coffeeshops broadcasting specials to Mayors on Foursquare to becoming a favorite place in Google Maps, social commerce is the way of the day. Now it’s factoring into search strategy more than ever before. Search is now social.Are you ready?

7 Reasons for Investing in Mutual Funds

Why must we ever give a thought about making an investment? Is it even a necessity or it is just a matter of one’s choice? Even when it comes to investing, why are mutual funds a preferred option than any other instrument?Yes, mutual funds are any way the best investment solution where one could get better returns in lieu of lesser risks. Moreover, your capital is managed by a fund manager who is an expert of every financial subject and has an experience of more than 10 years, which qualifies him to attend and resolve every matter of concern related to your investment. A mutual fund offers you a choice of investment and flexible withdrawals, where your money is planned inline with your needs.Smartly ManagedThey are managed by fund manager who is profound at tracking the markets and managing the investments. They guide you at every point from when to buy and which one to buy to when to sell the stocks. They manage your funds far better than you. The fund managers have a vast experience of all financial matters and they are an assurance that your investment is safe and will flourish with time. They take the entire responsibility from the very stage where you invest your money to the phase where you wish to withdraw your investment with high returns. This is the reason it assures you better security and management of your funds.Better ReturnsMutual funds offer higher and better returns than any other traditional investment plan. They offer the best choices to the investors who wish to take lesser risks in lieu of the investments. One must begin with a savings plan by investing in the right mutual funds today. A few investors are often worried about the volatile phase of the market but the data of over the years clearly indicates that investors can make more money if they continue to bet on the market during the volatile phase. Further, mutual funds are one of the safest modes in the sense that the investors are protected against any kind of fraud.Easy InvestmentIt is one of the easiest and safest ways to invest your money in stocks. The whole plan is also offered online and is just becomes a matter of a few clicks. Even tracking down the performance could be done easily. The lumpsum is a one-time investment in mutual funds, whereas there is SIP, in which small amount is vested periodically. SIP amount is automatically debited from the investor’s account every month. Thus, it is an easy process which offers higher returns.Choice of InvestmentWhile most of the other plans are more about dictating you their already laid down plans, mutual funds give you multiple choices. From the very choice of what type of fund do you want and for how long to how much do you want to invest, these all choices reside with you and you have all the right to pick or choose the plan that suits you. All in all, they offer a customized investment plan which is designed as per your requirement.Diversified InvestmentIn mutual funds, your funds are diversified and invested across a wide variety of stocks. If one stock faces any change, it will be balanced by the performance of the other stock. It is further advisable, not to invest your money in a single mutual fund category, rather diversify it across different ones to lessen the risk.Secured FutureWhile you invest in mutual funds, you actually commit to investing a certain amount of your earnings or savings into a Systematic Investment Plan, where you consistently deposit your money for certain years. This helps in securing your future, where you are disciplined to add a certain value into your plan every month. This becomes your fixed monthly spend, while your other expenses are made from the remaining amount that you are left with. It ensures that save an amount of your earnings that will contribute in offering you a secured future, irrespective of all the miscellaneous expenses that you make. Your amount remains intact and it keeps on growing for a better tomorrow.Flexible WithdrawalWhile almost all the investment instruments hold your money for a specific number of years, this makes it really difficult for you to withdraw the amount in case of emergencies. Mutual funds provide the benefit of liquidity on your invested money. However, you can withhold your money in the plan for as long as you wish to. But it is still advisable not to withdraw the funds before it gets matured complying with the terms of the investment plan.We hope now you are well aware of the benefits of mutual funds. To know more about this investment option, connect with a financial expert asap.

Health Care Solutions From Outside the Political Arena

The American health care system is one of the most talked about issues surrounding the upcoming 2008 presidential elections. Both Democratic and Republican candidates have outlined new health care plans that may have a drastic impact on how many voters choose to cast their ballots.The current economic recession has lead to financial trouble for many American families. With the cost of health care services and pharmaceuticals on the rise, this means some people are not able to afford the health care they need. Thousands of Americans, including children, are currently without any type of health care coverage.The presidential candidates have each outlined plans for health care reform that should address this issue. Democratic candidates Hillary Clinton and Barack Obama are lobbying for a more universal health care system supported by the government. Republican candidate John McCain supports the privatization of the American Health Care System.Research estimates 80 percent of healthcare spending is used by the sickest 20 percent of patients. This uneven distribution of funds can be adjusted if patients are given proper care at the start of their treatment to prevent the worsening of their conditions and the need for readmission to care facilities.Some companies are already helping to alleviate some of the burden of health care costs from Americans, regardless of the election outcome. Health care services provider, McKesson has recently introduced new programs intended to combat unnecessary health spending through prevention and thorough care.Community Care Advantage helps hospitals and other provider-based organizations provide high-quality care to indigent, chronically ill and newly discharged patients in a timely manner. This offering comprises three solutions that help to address preventable readmissions that cost Medicare $12 billion each year.Community Health Services, Community Health Technologies and Consumer Convenience Solutions work together to ensure all patients have access to the high-quality care they need following initial treatment. Through these programs McKesson facilitates the monitoring of recently released patients and provides them and their caregivers with access to information about their condition and treatments, improving patient safety. Community Care Advantage empowers both patients and providers to follow treatment plans for proper condition management.Patients are being effectively cared for and health care costs are being reduced thanks to community care programs. While health care reform may be getting considerable attention to its political relevance, these solutions are already beginning to improve the heath care situation.

Home Health Care History

The early nineteenth century witnessed the initial stages of the home health care industry that offered qualified nurses to take care of the poor and sick in their homes. In 1909 when Metropolitan Life Insurance Company started to write policies that comprised of home health care, this industry became very popular. This company is credited for paying the first compensation for home health care industry. This gave rise to the birth of organized home health care.The Great Depression in 1929 caused several businesses along with home care industry a lot of hindrances and struggle. This went on till the follow-up visits made by nurses after hospital discharge became reimbursable by the Medicare Act of 1966. The home care industry became most feasible and practical when Medicare in an attempt to reduce hospitalization costs set up DRG’s program (Diagnostic Related Group). This laid down that some disease or hospital practice needed a certain stay period. So the discharged patients were more sick compared to their DRG counterparts.The story does not finish with DRGs. This in fact was the commencement of patient care vs. medical ethics debate. This subject shall be soon addressed in the present health care reform segment. The price of health care is the issue. Questions like how much does a human life cost and how long one should pay for keeping alive a person after he ceases to be a contributor to the society need to be addressed.Home health care industry needs to answer these questions. The main intention of the DRG programs was to cut down the hospital stay in order to lower hospitalization costs. Thus this becomes a challenge to the agencies. But gradually home care started becoming expensive. The Balanced Budge Act of 1997 hand one major side effect. It limited the benefit days to the patients under home health care thereby lowering the compensations to the various home health care agencies. This resulted in many of these agencies going out of business.The price to take care of a patient will always stay an issue. There was a growth of nosocomial diseases in hospitals that lead to heavy health care costs. Patients started getting discharged in a much sicker condition than before. This put additional burden on the family of the patient to make available good care once the family member is home. Also majority of the people were working. Home health care agencies that provide services were unable to discharge patients when they exceed their Medicare days if they are in a bad condition or its not safe to depart from them without any nursing services.In case the home care agency declines admission of a patient who seems sicker than the number of reimbursement days allowed by the government, the patients’ family does not have too many choices. In case of the patient being discharged without any adequate follow-up care, the patients’ family can seek services of a qualified agency that could strain on emergency room visits and re-hospitalization leading to more compensation issues. Such questions are difficult to answer more so in cases where cost is to be taken care of. But, as time passes, such questions will continue to haunt till there are satisfactory answers to them.

Lose Weight Naturally – 9 More Weight Loss Tips

Everyone has a desire to rid themselves of their weight as quickly as they can. I wish that I had a magic wand that I could wave over every obese person out there and his/her excess fat would be gone forever. This simply is not the case. Here are some easy to follow weight loss tips to help you slowly and methodically get to your goal. So I hope you enjoy reading these 9 weight loss tips.Weight Loss Tips #1: Want It!In order to be successful at weight loss you have to want to lose the weight. You must commit to this want, not just say that you want to lose the weight. The best way to commit to losing weight is to make a goal, write it down, then stick to it.A goal does not have to be just about the weight you lose or want to lose. You could write a goal using your body measurements or percentage of body fast lost, or it may be your desirable clothing size. Set your goals in a way that they are attainable. For example, I want to lose 15 pounds by Christmas or I want to drop 2 dress sizes by my sister’s wedding.Once you have set your larger goals, you need to set smaller ones to make sure you are on schedule to achieving your long-term goal. Keep track of your goals by using a weight loss chart, a food journal, or an exercise chart. Keeping a journal is the best way to track the foods you eat, the amount of water you take in, the amount of daily exercise, and to daily write out those goals. You can even track how you are feeling throughout the day. This will help in knowing whether you are eating because of a particular mood or not. Keeping a journal is good way to stay committed to your weight loss.Weight Loss Tip #2: Keep it in the KitchenThe of the worst habits that people have is not eating at the kitchen table. They are either standing to eat while doing other things or they are in front of the television. Experts say that generally people who eat while watching television eat larger servings of food. Our focus is on what we are watching, not what we are eating.We need to move away from our family rooms and back into the kitchen. During this time eat slowly and spend some time with your family. Talk to the spouse and children. Pay attention to what you are eating as well as how much you are eating. When you eat slower, your stomach will have the time needed to signal you that you are full and you will not have over-eaten and feel miserable.Weight Loss Tip #3: Throw Out TemptationIn order to remain faithful to your weight loss regime, you must remove all temptation from your cabinets, freezer, and vehicle. Replace the candy and fatty foods with the right foods. Sugar-free gelatin and pudding is a wonderful way to take care of that sweet tooth in a correct portion without adding a lot of calories. Low-fat popcorn or low-fat flavored popcorn is another wonderful replacement to fatty snacks.Try not to eat unhealthy snacks for a couple of weeks. Keep a bag of crunchy vegetables, like carrots handy to help with hunger. Most crunchy veggies tend to satisfy you more and are lower in calories.Weight Loss Tip #4: Find SupportWeight loss is a challenge alone, but with a partner, it will seem much easier. Look for a weight loss support group on-line or a forum. Facebook even has support groups. If you prefer, not to have someone on-line then start your own support group in your home or someone else’s home. Otherwise, all weight loss companies offer a support group or sometimes a little one-on-one counseling.Your support groups can include family, friends, coworkers or even your neighbors. Your group could be as large or as small as you like. Ask everyone you know to support you in your weight loss endeavors with some encouragement..Weight Loss Tip #5: Stop Bad HabitsMost learned or old habits are hard to break. It’s time we make a change. We do not have to eat everything that is on our plate. Most of grew up knowing that we must eat everything on our plates because there are starving children in Africa. It is okay to leave a little food on our plates every now and again.We need to listen to our bodies and stop eating when we are full. We must eat smaller portions of our food. We need to avoid having seconds. Try to eat 6 small meals instead of three large ones. Eat breakfast, have a morning snack, eat lunch, have an afternoon snack, eat dinner, have an evening snack.When you eat out at a restaurant either order from the children’s menu or ask when you order for the waitress to bring you a to go box. When the food arrives, place half or more of the food into the to go box.Weight Loss Tip #6: Add VarietyYou need a little variety in your life. This goes for food too. You will get bored eating the same thing week in and week out. Once this boredom hits, you will slip back into your old habits. Eat a little something from each of the major food groups, including fruits, vegetables, protein, dairy, whole grains, and fats.In order to stay energized, eat five to six small meals everyday. This also helps your metabolism. Eat a protein with most meals, including eggs, beans, lean cuts of meats as well as fish. We need to try to eat a minimum of five servings and up to nine servings of fruits and vegetables daily. If you are watching your sugars, also watch the amount of fruit you are consuming. You really need to eat more vegetables than fruit. Also you need to eat a variety of both fruits and vegetables. Don’t just eat the same foods daily. Remember the key is variety.The bread, pasta, and cereal you consume needs to be whole grain. If you have never had whole grain pasta, then mix with regular pasta and gradually add more and more whole grains until you are used to it. It holds true for bread especially if you make your own. The complex carbohydrates and high fiber in whole grain bread and pasta help to speed up your metabolism. The dairy products you consume should be low-fat or fat-free.Also make sure you are eating good fats, such as olive or safflower oil. Your body needs a certain amount of the good fats. Make sure that you read your labels and stay away from foods that have trans-fats. Trans-fats are extremely bad for you.Weight Loss Tip #7: Satisfy the Sweet ToothOn your weight loss journey there will be times when you will crave something sweet. If you want it then have a small piece of whatever you are craving. It is better to have a small piece of it than ignoring your craving and then bingeing because you have deprived yourself from it for so long. Don’t get into a habit of eating this way daily though. It is okay to give into the craving from time to time, but not daily.Weight Loss Tip #8: Watch What You DrinkOf course the number one choice to drink is water clean of chlorine. You need a minimum of six glasses of good water. You can also drink green tea. Consumption of green tea can help with weight loss.Several people do not track or think about the amount of calories in their beverages. A regular flavored cola has more than 100 calories and 10 teaspoons of sugars. Fruit drinks are also high in sugar and calories. Switch to diet drinks and drink more green tea and water.Beware of your alcohol consumption. Most alcoholic drinks have lots of sugar and are high in calories. Alcohol turns to fat and sugar in your body. Limit how often you have a drink. Save it for special occasions and try to consume lower calorie beer or wine. Weight Loss Tip #9: Get ActiveGetting active is an import key to weight loss. We need to get moving if we want to lose weight and keep it off. However, sometimes when you start an exercise program, you go from couch potato to exercise fanatic. You want to gradually start the exercise regime over time.Start off with just walking. Walking takes no special equipment other than a good pair of shoes. Walk at a pace that is good for you and walk for twenty minutes, three times a week. As time goes on, walk a little faster and add more time. You can add strength training twice a week. Start with something light like two cans of soup then gradually move to light hand weights.Exercising will burn excess fat and calories. The strength training helps build lean muscle mass. The more lean muscle mass you have the more calories you burn due to your higher metabolic rate.

An Inside Look at the Importance of a Smile in Sales

If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).

Smile: Your Sale Depends on It!

Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:

• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!

• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.

• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.

But What If You Don’t Like Your Smile?

If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!

Where to buy beautiful rugs, floor mats and more.

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.